Funding Options

Ways to Pay

Long-term care is expensive, and no single funding source works for everyone. Here are the 11 most common ways people pay — how each works, what it covers, who it fits, and a real-world dollar example for each.

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Talk Through Your Personal Situation

The information on this site is general. Your situation — your state, your health, your assets — is specific. If you'd like to discuss your personal long-term care plan with the creator of this site, send an email. There is no obligation and no sales pitch.

This educational site is maintained by Blue Tiger Financial. Consultations are provided by its licensed professionals. Educational content is editorially independent.

Educational resource only. This page is educational only and is not financial, tax, legal, or insurance advice. Benefit amounts, eligibility rules, and tax treatment are subject to change. Consult qualified professionals for advice specific to your situation. Last updated: October 2026.